Terms & Conditions

Introduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. This agreement constitutes the entire and only agreement between us and you, and supersedes all prior agreements, representations, warranties and understandings with respect to the Site. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website. You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age. As long as you comply with these Terms of Use, we grant you a personal, non-exclusive, non- transferable, non-sub- licensable limited privilege to use the Website, and avail the services therein. These Terms of Service are to be read in concurrence with the agreement or contract that the user has with Ritwik Rai.

Copyright

You must not:
Republish material from this website (including republication on another website) Sell,
rent or sub-license material from the website Show any material from the website in public Reproduce,
duplicate, copy or otherwise exploit material on this website for a commercial purpose Edit or otherwise modify any material on the website;
or Redistribute material from this website except for content specifically. and expressly made available for redistribution.

Trademarks

All the site items are our trademarks or registered trademarks or property. All rights are reserved. Appropriate Conduct: You agree that you are responsible for your own conduct and any Content that you create, transmit or display while using the website content and for any consequences thereof. You agree to use this website and its services only for purposes that are legal, proper and in accordance with the Terms and any applicable policies or guidelines. You agree that you will not engage in any activity that interferes with or disrupts Ritwik Rai’s (RIA’a) services or servers or networks connected to Ritwik Rai, RIA. You agree to comply with your company's data usage and privacy policies .Users outside of India agree to comply with their own local rules regarding online conduct and acceptable content. .

COMMUNICATIONS

By using this website, it is deemed that you have consented to receiving calls, autodialed and/or pre-recorded message calls, SMS, from us or our vendors, at any time, on the telephone number / contact information that has been provided by you even if the contact number you have entered is on DND (Do not Disturb), for the use of this website or our services. We may send inquiry confirmation / intimation, booking confirmation, cancellation, payment confirmation, schedule change or any such other information relevant for the transaction, via SMS or by voice call on the contact number given by the User at the time of registration / reservation. We may also contact you to clarify your inquiry, seek additional details pertaining to it, etc. The use of this website is also your consent to receive SMSs from us and our vendors at any time, as we deem fit. This consent to be contacted is for purposes that include and are not limited to clarification calls and marketing and promotional calls. You may also be contacted by Service Providers with whom we have entered into a contract in furtherance of our rights, duties and obligations under this document, and all other policies followed by Us. The sharing of the information provided by you is governed by the Privacy Policy. You hereby unconditionally consent that such communications via SMS and/ or voice call is (a) upon your request and authorization, (b) ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of Telecom Regulation Authority of India (TRAI) and (c) in compliance with the relevant guidelines of TRAI or such other authority in India and abroad. You hereby agree and undertake to indemnify us against all types of losses and damages incurred by us due to any action taken by TRAI, Access Providers (as per TRAI regulations) or any other authority due to any erroneous compliant raised by you against us with respect to the intimations mentioned above or due to a wrong number or email id being provided by you for any reason whatsoever.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, root kit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Ritwik Rai Investments services express written consent. You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without Ritwik Rai’s written permission.  Ritwik Rai offer services to you, provided that you are of legal age to form a binding contract and are not a person barred from receiving services under the Indian laws or other applicable jurisdiction. In order to access certain services, you may be required to provide current, accurate identification, contact, and other information as part of the registration process and/or continued use of services provided by Ritwik Rai. You are responsible for maintaining the confidentiality of your account password, and are responsible for all activities that occur under your account. You agree to immediately notify Ritwik Rai services of any unauthorized use of your password or account or any other breach of security. Ritwik Rai cannot and will not be liable for any loss or damage arising from your failure to provide us with accurate information or to keep your password secure

Subscription to advisory services is subject to the following

Investments to market risk. One may lose some or all capital. Advisory services require proper money management and psychology. You shall solely be responsible for all trading and investment decisions taken by us. Free trial or past performance report are provided merely for information purposes and should not be regarded as a prediction or guarantee of any future results. Past performance has not been independently verified. Past performance is of Ritwik Rai’s advice to his clients under his analyst role and not that of Ritwik Rai investments till august 2019. You fully understand the risk involves in investment in equities. You understand that you are taking risks in investing in equities for possible higher returns. You expressly agree to assume such risks. You represent and warrant that you are able to bear investment risks and have the necessary experience and knowledge to understand the risks involved in Investment transactions. You shall indemnify and hold harmless the directors, representatives, officers and employees for any claim, suit, action, loss, damage or expense which you may incur as a result of your decision to invest in equities on our recommendations. You acknowledge that you will exercise your own independent judgment in using any of the information and reports provided by us and that you will conduct your own research into the suitability of your investments. NRI clients must ensure that stocks recommended by us are not in RBI ban list before investing or executing the order with their trading member. Restricted access Access to certain areas of this website might be restricted. Ritwik Rai Investments reserves the right to restrict access to areas of this website, or indeed this entire website, at our discretion. Ritwik Rai reserves the right to restrict access to areas of this website, or indeed this entire website, at our discretion

Warranty Policy

This website is provided “as is” without any representations or warranties, express or implied. Ritwik Rai makes no representations or warranties in relation to this website or the information and materials provided on this website.  Without prejudice to the generality of the foregoing paragraph, Ritwik Rai does not warrant that:  This website will be constantly available, or available at all; or The information on this website is complete, true, accurate or non-misleading. Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional. Limitations of liability Ritwik Rai will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website: for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data. These limitations of liability apply even Ritwik Rai has been expressly advised of the potential loss. Ritwik Rai reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, Ritwik Rai’s Investments services (or any part thereof) with or without notice. You agree that Ritwik Rai shall not be liable to you or to any third party for any modification, suspension or discontinuance of Ritwik Rai’s advisory services during the subscription period.

Third Party Merchant Policies

All rules, policies and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make representations or commitments on behalf of the other.

Reasonableness:

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website. Links Ritwik Rai may provide, or third parties may provide, links to other World Wide Web sites or resources. Ritwik Rai may have no control over such sites and resources and you acknowledge and agree that Ritwik Rai Investments is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Ritwik Rai shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.  Other parties You agree that you will not bring any claim personally against Ritwik Rai in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Ritwik Rai. You agree that, except as otherwise expressly provided in the Terms, there shall be no third party beneficiaries to the Terms Unenforceable provisions If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer. Indemnity You hereby indemnify Ritwik Rai and undertake to keep Ritwik Rai indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Ritwik Rai to a third party in settlement of a claim or dispute on the advice of Ritwik Rai’s legal advisors) incurred or suffered by Ritwik Rai Investments arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions. Breaches of these terms and conditions Without prejudice to Ritwik Rai’s other rights under these terms and conditions, if you breach these terms and conditions in any way, Ritwik Rai may take such action as Ritwik Rai deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Terms of Service

Subscription charges are subject to change without notice. The price in effect when we receive your order will be the price that is charged for subscription. We do not accept payment in cash. There is no trial offer for our services. There is no money back or refund policy in case you do not find our services useful or are dissatisfied with the services of Ritwik Rai. We have a strict no refund policy. Once a subscription is placed and processed, it cannot be cancelled. All the orders that are paid for are final and any dispute will be resolved at our sole discretion. If you do not receive SMS and/or Email alerts for our recommendations, we will not be held liable or accountable for any monetary or non-monetary loss suffered by you. Any delay in the receipt of the SMS and/or email is also not our responsibility. Subscription charges or any part of it will not be adjusted towards any receipt or delay in receipt of the SMS and/or Email. Our SMS alerts are subject to guidelines of Telecom regulatory Authority of India (TRAI) and Department of Telkom(DoT) as well as to the terms and conditions of third party merchants, services of who we avail of . By signing up for SMS alerts you agree to allow Ritwik Rai to send you SMS alerts, even if your number is registered in the Do Not Disturb (DND) registry. Ritwik Rai expressly does not commit, guarantee, assure or promise and returns based on our recommendations. The recommendations are to be acted on based on your perception of the equity markets as well as your risk bearing ability at any given point of time

Entire agreement

These terms and conditions constitute the entire agreement between you and Ritwik Rai in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Jurisdiction

These terms and conditions will be governed by and construed in accordance with Indian Law, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Mumbai in India.